Aeon's real estate credit platform originates senior secured lending across commercial real estate, commercial mortgages, residential transition loans, and forward-flow arrangements. Every loan is underwritten at the asset level and structured for hold-to-maturity ownership.
Senior secured first-lien loans against income-producing commercial real estate. We focus on stabilised assets with in-place cash flow, conservative loan-to-value, and defined amortisation profiles aligned to long-duration capital.
Directly originated senior mortgage loans secured by first liens on cash-flowing commercial and multifamily real estate. Conservative loan-to-value and debt service coverage standards applied at origination.
Short-term senior secured lending to professional real estate investors for renovation and repositioning of residential properties. First-lien collateral, strong covenant protection, and asset-level underwriting throughout.
Senior secured exposure to contractual real estate cash flows through bilateral and forward-flow arrangements, structured for hold-to-maturity ownership with predictable amortisation and capital efficiency.
Our real estate credit platform combines asset-level underwriting with conservative structural protection. Each loan is sized to the property, the sponsor, and the market cycle, with capital preservation prioritised over incremental yield
We source through long-standing counterparty relationships and repeat originator networks, not auction-driven processes. This provides deal flow that is proprietary, repeatable, and underwritten on our terms.
Conservative loan-to-value limits, minimum debt service coverage requirements, and predominantly amortising structures. Capital preservation is prioritised over incremental yield at every point in the cycle.
First-lien positions with mandatory reserve accounts, cash sweep triggers, and defined enforcement rights. Every structure is designed to protect principal under stress, not just in base case conditions.
Liquidity is calibrated to liability runoff, not secondary market exit. We originate assets we intend to own, which means every underwriting decision reflects the full life of the investment.
Real estate credit demands asset-level discipline. Every loan is underwritten individually, structured for principal protection, and monitored against defined triggers. The framework is designed to hold through the full cycle.
Every loan is underwritten individually against defined eligibility criteria covering LTV, DSCR, property type, geography, and tenor. Assets that do not meet eligibility do not proceed to investment committee.
Assets are structured to deliver efficient regulatory capital outcomes. Capital treatment is assessed at the security level prior to commitment, not retrospectively.
Asset performance, covenant compliance, and structural triggers are monitored continuously. Issues are escalated through defined governance processes before they become portfolio-level problems.
Speak to our team about Aeon's real estate credit platform and how it can support institutional and insurance balance sheet objectives
Credit research and portfolio insights grounded in structure, risk discipline, and institutional practice.
